Online Payments
Online payment functionality will feature at a later stage in the development of
this website. While no government department is thought to accept online payment
currently, there are at least two departments which accept credit card payments
over the counter.
The Judicial Administration collects fines imposed by the court for traffic and other
offences as well as fees for court services. The Judicial Administration also collects
compensation and maintenance payments which, when received, are paid out to third
parties. The funds collected for payment to third parties are known as Court Fund
Payments. Accepting payments online is expected to reduce the work for the cashiers
and to improve customer service, while also offering the public greater convenience.
There would be a particular improvement in customer service where the individual
or law firm making payment is resident overseas.
There are various types of court fines/fees, described below, for which payment will
be taken online. Each fine/fee type would be listed within a database together with
the amount payable, which could either be a fixed dollar amount or a percentage.
Online payments will be made by debit or credit card. However, a limit will be put
on the amount that is payable by debit/credit card. Unless there is such a limit,
the debit/credit card transaction fee (which is a percentage of the amount paid)
would give rise to a situation where, beyond a certain amount, the price of the
payer’s convenience would be borne by the public purse rather than by the payer.
It may be decided, for instance, to limit credit card payments to a maximum value
of $1,000 per transaction, or impose a credit card payment surcharge. This limit
will be configurable by the website administrator.
In order to prevent users from circumventing the limit by paying amounts in excess
of the limit in more than one attempt, the system will allow partial online payments
up to the maximum only once.
Fees that are above the maximum accepted by debit/credit card could also be accepted
by electronic funds transfer, in addition to by cheque, thereby potentially reducing
the Government’s banking fees and the amount of work for the cashiers. In order
to cater for such cases, the Government’s bank account details would be published
on the site, together with instructions.
The website administrator will be able to edit the fine/fee calculations for each
type of fine/fee, and to add new fine/fee types.
It will be possible for fines/fees to be paid for a given user or case (using the
user’s identification particulars or case number), and for more than one type of
fine/fee to be paid per user or per case (e.g. for an individual with more than
one fine or fee outstanding). Whereas each case is assigned a unique number which
can be used for identification purposes, the identification of users would require
more than one identifying particular, as there is no nationally unique identification
(e.g. Social Security Number, National Identification Number, etc.,) assigned to
citizens of the Cayman Islands. As there are many individuals with the same first
name and last name, date of birth, etc., users would have to be identified by more
than one variable. In addition to first name, middle initial and last name, users
could also be identified by any three (3) of the following:
- date of birth
- driver’s licence number
- occupational status
-
company
- vehicle registration number
- parking, speeding, or other ticket
number
- mother’s maiden name
- e-mail address
- street address
-
home telephone number.
Where the user is a corporate entity, some of the variables just mentioned would
not apply. The name of the entity would be used in place of first name, middle initial
and last name, and there would be no mother’s maiden name, etc. The applicable particulars
for corporate entities would be as follows:
- name
- street address
- corporate registration number
- Trade
& Business Licence number
- e-mail address
- office telephone number
-
vehicle registration number (where a company vehicle is involved)
- parking, speeding,
or other ticket number (where a company vehicle is involved)
- Law firms making
online payments would use their assigned log-on credentials.
In order to minimise the possibility of debit/credit card fraud, the name of cardholder
making an online payment would have to match with the name of the party on whose
behalf the payment was being made. The terms and conditions under which debit/credit
card payments are accepted would have to be such as to minimise the incidence of
payments being reversed by the debit/credit card provider (also known as charge-backs).
A penalty fee of say CI$50.00, in addition to the recovery of transaction costs,
would have to be imposed on online payers who used charge-backs to delay or avoid
meeting their payment obligations. This, of course, would be without prejudice to
any criminal sanctions that might flow from the payer’s action.
While the plan initially is to limit payment of fines to only routine traffic offences
,regardless of the type of fee or fine, the system would provide a facility for
the user to print a paper receipt. The paper receipt would clearly indicate the
purpose for which the payment was made. For example, where the payment is for filing
a document, the case number and the description of the document would be stated.
In the case of the payment of fines for traffic tickets, the number of the ticket
would be stated, etc. If a user did not have the means to print a paper receipt,
it would be possible to use the unique receipt number assigned by the system to
view the details related to the payment made by the user.
Court Fees
Court fees are set out in the
Grand Court Fees Rules, which are published on this web site. They fall into
two broad categories, namely, ad-valorem fees and fixed fees.
Ad-valorem fees
Ad-valorem fees are those which
vary based on the capital amount of the judgment or transaction that they relate
to. They currently range from a minimum of CI$150.00 to a maximum of CI$10,550.00.
It is proposed that these may be paid online.
For each type of ad-valorem fee (claims for liquidated sums, judgment for damages,
appeals against a money judgment, and court of appeal judgments) the website would
display the text of the rules from the current schedule of fees, together with any
interpretation that may be deemed useful. As there are often discrepancies between
the amount of ad-valorem fees as determined the parties responsible for paying these
fees and that computed by the Finance Department of the Judicial Administration,
the system would have built-in formulas to enable users to compute the exact amount
of ad-valorem fees payable. The user would have the option of paying online the
amount due in full or in part.
Fixed fees
In contrast to ad-valorem fees described above, fixed fees do not
vary according to the value of the judgment. Fixed fees are a dollar
amount rather than a percentage.
The website will provide the ability to pay a fixed fee of one of several different
types. The site will provide a drop-down box or similar from which the user could
select the type of fee to be paid. The system would then show the current fee and
a description of the fee’s applicability.
Where the fee is for filing a document or carrying out a search, the payment functionality
for these would be integrated within the overall process of e-filing and searching
the court registry. It will also be possible to pay a fee online for the filing
of a document or making a search that is still carried out by visiting the court
registry in person. The database would contain a different fee for this, if necessary.
The fee for the issue of a plaint or summons would also be payable using the site.
Bailiff fees
The bailiff is the officer of the court who is responsible for serving subpoenas,
summonses, and other court documents as well as executing writs of
fieri facias (cause to be done). Bailiff fees are paid to the court for
the bailiff undertaking this service. These fees are paid by which ever party to
an action requires court documents to be served by the bailiff. The party requiring
the service pays the cashier who in turn stamps the document to indicate that the
fee has been paid and forwards it to the Civil Registry, where it is processed and
entered for action by the bailiff. The bailiff checks with the Civil Registry for
matters entered for action in the “Bailiff Book,” and signs the book when he takes
the document for action. The bailiff fee payable varies by district, so the amount
payable for service in Bodden Town, for example, would be different from the amount
payable for service in East End. The actual amount payable is set out in the Grand
Court Fees Rules, which are published on this web site along with other court fees.
The party on whom the writ of fieri facias
is served by the bailiff is required to pay the amount in default as determined
by the court in addition to the bailiff’s fee. If the party concerned is either
unwilling or unable to pay the amount specified in the writ, the bailiff will distrain
on the assets of that party to recover the specified amount.
Payment of bailiff fees online will obviate the need for the party requiring the
service of the bailiff to go to the cashier to pay the fee. Instead, he/she could
go directly to the Civil Registry after having paid the fee on-line with the document
to be processed for action by the bailiff. In order to make the payment on-line,
the user would enter the case number and would then be prompted to select the district.
Thereupon, the appropriate fee would be displayed. The system would generate a receipt
for the user to present to the Civil Registry as proof of having paid. In processing
the document(s) for service, the Civil Registry clerk would also stamp the receipt
to indicate that it had been tendered in exchange for the required service. If the
user did not have the means to print his/her receipt, the unique receipt number
assigned by the system could be used to verify the payment.
Search fees
The e-filing section of the web site would require the user to pay the appropriate
fee when carrying out searches. Fees for searches that are carried out in person
at the court building may also optionally be paid online. However, the receipt generated
for such payments would indicate whether it was for a manual or online search. Receipts
issued for manual searches could not be used for online searches, and vice versa.
A receipt that is used to procure a manual search would have to be tendered at the
Civil Registry in exchange for the search, and would be stamped accordingly. In
the absence of a paper receipt, the registry clerk could use the unique identification
number for each receipt to obtain the user’s payment details from the system and
to ensure that receipts issued for online searches could be used only once.
Other Payments into Court
These may include payments for security for costs, payments of judgement sums or
partial awards of damages, or other payments in escrow into court to await final
determination. As such payments typically involve large lump sum amounts it is not
intended that they will be payable on line.